The "No Surprises Act" addresses surprise medical billing issues at the federal level, establishing patient protections against surprise medical bills along with other provisions (e.g., transparency). Most of the legislation goes into effect on Jan. 1, 2022.
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- Both providers and health plans must assist patients in accessing health care cost information (“good faith estimates”).
- Patients are protected from receiving surprise medical bills from gaps in coverage forEMS (including air ambulances) and certain services provided by out-of-network providers at in-network facilities.
- Providers and insurers have access to an independent dispute resolution (IDR) process to settle reimbursement disputes.
- Patients can be held liable only for their in-network cost-sharing amount, thoughproviders and insurers have the opportunityto negotiate reimbursement. No benchmarkreimbursement amount will be set